"Full BVE" refers to a sailor that has been boosted (premium sailor upgrade purchased), has 100-109 vets, and a healthy supply of experts. That's what most people consider to be fully utilizing the sailor's capability, and achieving/maintaining this level of veterans is either very fast or reasonably cheap.
Some people will sport sailors that have 150, 180, or even 200 veterans, but these are in the extreme minority. While their performance is truly fearsome, the amount of experts needed to produce crews like this is staggering, and often represents a significant investment of time and real money.
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