The crew thing isnt something i can really verify, I just know that i always run 5 bulk on all my ships and ive never taken a hit that killed more than one officer, let alone the hits that kill 50-60 guys like some people have posted. The speed thing you can test however...Get a friend in a dd to follow alongside you in a test room dinking away at your dp until you lose speed, and then repeat the test with bulk...you'll notice it takes more damage to slow you down with the bulk, and that extra bit of speed can very often make the difference between death and limping off the line for repairs. Keep in mind 900 sd means that you only take 10% of the damage instantaniously, so the 1k difference in dp to slow you down equates to an additional 10k hit needed to damage your engines and render you unable to escape before the next salvo...or something like that. It doesnt take any additional damage to sink you, but less chance of being one shotted or single-hit crippled means you're more likely to survive longer and earn more attack.
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