Play less Op Convoy and many more battles. (especially All Welcome, even if you sink early, stick around until your team has at least 3-4 million tactical)
The reason you can't afford Brook at Lvl 42 is because Op Convoy pays little, if any credits.
Also, being in a DD in a battle room means you get the smallest share of the bonus credits (except for FF). So by staying with that DDX for 12 levels after you could have had a CL, you've robbed yourself of 12 levels worth of better credits.
I would advise getting an Oakland now to increase your credit gain, unless you are close to Brook price. Your XP will likely suffer, but your bonus credits will pick up, and in your case, XP isn't really an issue.
If you cant make 550K in 42 levels, no way are you going to get to 1.1 million by Lvl 48. If you can't afford an Oakland, you're gonna be in that DDX for a loooong time. Whatever you do, do NOT stay in that DDX any longer than you have to. The longer you stay in it, the farther your cash flow is going to fall behind.
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