Quite. There is a reason they put it that way, and its to max out the casual player's investment.
Simply:
Average NF player is someone in his 20s to low 30s, have a job, girlfriend(s) (:P), friends and isn't in the 100% playing/grinding mode.
Those people are the one using prem, since they can afford it, and since they also somewhat lack time to play, they want every game to give out the most XP.
Your formula is nice, but it would be basically a massive income loss for SDE.
And if they were nicknamed $DE, I do not think your suggestion have any chance, even if the whole community would hit the recc.
Its as asking a crowd if they want to pay less income tax.
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