The premium really makes a huge difference - even with the rare 300% rate.
A suggestion - especially with all the freebies going around at this time is - once you reach 70 - 80 vets, just top up with +1 x9, and +10 until you reach 109 vets.
I came across a conversation where people were actually using the vet packs to start and converting once they ran out. Obviously wrong because you have better chances starting at zero. I often burn 100 experts (with prem + event) which at worst takes me to 50 vets, and at best has taken me to 90. The rest is topped up with the vet items to 109.