there are many "rumors" in NF aye.
The only real proven facts about armor are :
-0.2 belt halves torp damage once the bulge is gone. -Armor works on an all or nothing relation. Either you bounce, either you get it straight to the teeth.
So if you cannot pile enough armor to bounce enough of your BB tier shells, its not worth it.
And remember that even the L2 with crazy armor get penetrated by SY and Amagi HE at max range, and nebby 18" can go through quite well too.
As far as bulkhead goes, it lowers the OH - off DP limit. So if you lose your OH at 6000 dp, you might lose it at 4000 with full bulk.
But seriously, once SD is gone, you can go from full green to dead with a single shell. I dare say you totally skipped the point where bulkhead was worth it. And it slows you down to AW speed value of around 35.
Even if you go UK eventually, make sure to find the armor value needed to bounce for any ship you want to armor, and understand well that you will never bounce EVERYTHING with a workable battle setup.
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